Can Croatia make it to the playoffs? Prediction for the match against Ghana, June 28

Croatia vs Ghana prediction Michael Reaves/Getty Images
World Cup (Round 3) 27 june 2026, 17:00
Finished
2 : 1
International, Philadelphia, Philadelphia Stadium
Petar Sucic
31'
Nikola Vlasic
83'
73'
Derrick Luckassen

On Sunday, June 28, the pitch at Lincoln Financial Field in Philadelphia will host a fierce battle in the final round of Group L. Croatia and Ghana will go head-to-head for a direct ticket to the round of 16. The group standings are tight: the Black Stars, thanks to a sensational goalless draw with England, have collected 4 points and sit second, while the Balkan Chequereds are right on their heels with 3 points. Croatia need nothing less than a win to guarantee their spot in the knockout stages, while pragmatic Ghana only need to hold on for a draw to clinch their place.

Under the guidance of Zlatko Dalic, Croatia have barely kept their World Cup dreams alive. After a painful opening defeat to England (4-2), the Croats clawed out a hard-fought 1-0 victory over Panama in the second round, courtesy of Ante Budimir's clinical strike in the 54th minute. Dalic understands perfectly that this Ghanaian team is a defensive powerhouse, so he’s planning a radical tactical shake-up. The coaching staff is preparing a 3-4-2-1 formation with three center-backs, giving Josko Gvardiol more license to push forward, while the evergreen Luka Modric will orchestrate play from central midfield. Croatia will look to impose a suffocating territorial control, methodically probing the African defense with extended spells of possession and patient positional attacks.

Ghana, led by the vastly experienced Carlos Queiroz, are showcasing their best brand of disciplined football. The African squad is the epitome of pragmatism: a narrow 1-0 win over Panama and a textbook goalless draw with England have proven that breaking down their defensive wall is an uphill battle. Queiroz won’t be reinventing the wheel in Philadelphia—expect a deep, compact defensive setup. The entire Black Stars’ game plan will be built around disrupting Croatia’s rhythm in midfield through Thomas Partey’s tireless work, while the lightning-quick Inaki Williams and Antoine Semenyo lurk up front, ready to pounce on the counter at the slightest Croatian mistake.

The final showdown in Group L in Pennsylvania promises to be a tactical chess match, where a single mistake could spell the end of a World Cup dream. Croatia will seize control of the ball from the first whistle but will be wary of Ghana’s blistering counters. The Africans will dig in near their own penalty area, deliberately slowing the tempo and denying Modric any space to operate. Given the wealth of experience in Croatia’s golden generation when it comes to do-or-die games, their ability to grind and step up in clutch moments, Dalic’s men could find their chance from a set piece or a flash of individual brilliance in the second half—or they might settle for a logical draw.

Lineups

Croatia: Livakovic – Stanisic, Pongracic, Sutalo, Gvardiol – Kovacic, Modric – Baturina, Pasalic, Perisic – Budimir
Ghana:
Asare – Senaya, Adjetey, Opoku, Mensah – Yirenkyi, Partey, Sibo – Williams, Ayew, Semenyo

Prediction

A relaxed draw suits both teams to reach the round of 16, and that’s the basis for this forecast. My prediction: total under (2.5) goals at 1.65

Prediction on game Total under 2.5
Odds: 1.65
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