Bayern vs Union Saint-Gilloise prediction, head-to-head and probable lineups - 21 January 2026

Bayern Munich vs Union St.Gilloise prediction Photo: skysports.com / Author unknown
Champions League (Round 7) 21 jan 2026, 15:00
Finished
2 : 0
International, Munich, Allianz Arena
Harry Kane
52' 55' (P)

One of the most anticipated clashes of Champions League Matchday 7 will unfold on Wednesday at the Allianz Arena in Munich, as Bayern host Belgian side Union Saint-Gilloise. Here’s my take on the likely outcome - factoring in both current form and the tournament motivation driving Vincent Kompany's men.

Match preview

Vincent Kompany’s squad have kicked off the new year in style - three consecutive Bundesliga victories and nine goals scored. Yet, every win has come with its challenges: both Köln and RB Leipzig took the lead, forcing Bayern to step up as the game progressed. The opening stages remain a concern - Bayern often concede first, especially at home. This is down to lapses in pressing and vulnerabilities on the right side of defense, where personnel issues persist.

Despite these flaws, the Bavarians remain one of the Champions League’s most prolific sides and rightfully sit among the tournament’s elite. With Kane, Gnabry, Musiala, and Olise leading the attack, Bayern have the firepower to break down any defense. On home turf, they play with relentless intensity, and even if things get complicated, they find ways to overpower opponents. Given Union’s current state and their issues under pressure, Bayern should have plenty of chances to score.

The Belgian visitors still have a mathematical shot at the playoffs and arrive in Munich unbeaten in their last five matches. Their last defeat came in a dramatic 2-3 home loss to Marseille, but since then, they’ve rediscovered consistency in the domestic league. Despite their underdog status, Union play with courage in European competitions and often show real grit on the road, where their defense is far more reliable than at home.

This team’s hallmark is its fighting spirit and their ability to find the net in almost every match. Against Bayern, the visitors will likely aim for a disciplined defensive display and look to hit on the counter. The absence of serious injuries is a plus, and their motivation to go all out in what is essentially a do-or-die encounter could keep them in contention longer than bookmakers expect.

Probable lineups

  • Bayern: Neuer; Kimmich, Upamecano, Tah, Davies; Pavlovic, Goretzka; Olise, Musiala, Diaz; Kane
  • Union Saint-Gilloise: Scherpen; Mac Allister, Burgess, Sykes; Boufal, Zorgane, Van de Perre, Niang; Ait El Hadj; Rodriguez, Akinpelu

Match facts and head-to-head

  • Over three goals were scored in 12 of Bayern’s last matches and in five of Union’s last six Champions League games.
  • Bayern have conceded in five of their last six matches.
  • Union have scored in eight consecutive matches, including all three Champions League away fixtures this season.

Prediction

Expect a thrilling, attack-minded contest - both teams favor direct football and rarely sit back. Bayern will look to strike early to ease the tension, but their defense remains suspect, as lapses in concentration have plagued them at the start of games this season. Union have the tools to capitalize, particularly in the first half. Still, Bayern’s quality, squad depth, and the Allianz Arena factor make them strong favorites for another home victory.

Prediction on game Total over 3.5
Odds: 1.68
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